Your money, a little clearer.
Meet the AI-powered financial companion that helps you track spending, understand your habits and plan for what matters.
Prefer a browser? Use Tooclear on the web
01Why Tooclear
Tooclear does the bookkeeping for you, so you can see where your money goes and decide what to do next.
Type it, say it, scan it or import it. You confirm what’s saved.
Every account, budget and goal in one calm view, in any currency.
Forecasts and plain-language insights from your own records.
02Recording
Type it, say it, snap a receipt or upload a statement. Tooclear prepares the record. You confirm it.
No bank connection. No bank login. You approve every row.
03Clarity
See what you’re spending, what you can save, and how close you are to the things that matter.
| Month | In | Out |
|---|---|---|
| May | ₦580,000 | ₦452,000 |
| Jun | ₦600,000 | ₦521,000 |
| Jul | ₦590,000 | ₦468,000 |
| Aug | ₦640,000 | ₦430,000 |
| Sep | ₦610,000 | ₦455,000 |
| Oct | ₦640,000 | ₦413,000 |
“Eating out is 18% lower than September, but it's already past its budget with two days left. Groceries are on track.”
04Stories
Six people, six money questions. Pick one and see how Tooclear helps them answer it.
The people here are fictional, and their numbers are illustrations — not real customers.
🇳🇬 Lagos, Nigeria
A young family juggling rent, groceries, childcare and a few too many subscriptions — and trying to build a cushion.
“Where is our money going?”
Rent, groceries and childcare take 53% of what comes in. Putting aside ₦200,000 a month builds three months of cover (₦2,850,000) in 11 months.
🇬🇧 Manchester, United Kingdom
A freelance designer whose income arrives in bursts. Rent and tax don’t wait for clients to pay.
“What happens if my income drops?”
At £3,800, set aside £950 for tax and you still finish £140 ahead. Paying yourself a steady £2,850 smooths the bumpy months.
🇺🇸 Austin, United States
Two years into his first proper job, paying down student loans — and very tempted by a new car.
“Can I afford this car?”
Used hatchback: about $277 a month plus $110 insurance leaves $793 free. Your emergency fund stays above three months of essentials.
🇮🇳 Bengaluru, India
Newly married, saving for their first home together — while each keeping a little of their money to themselves.
“How much can we actually save for the house?”
Each keeps a personal account the other can’t see.
Together you put in ₹45,000 a month. That reaches ₹15,00,000 in 20 months — Priya 56%, Arjun 44%.
🇧🇷 São Paulo, Brazil
Runs a small sewing studio. Business and personal spending land on the same card, and every month is different.
“How much of this is actually the business?”
R$ 4.630 of October’s spending was the studio, so the business made R$ 4.770. Your own spending was R$ 770.
🇦🇪 Dubai, United Arab Emirates
An engineer living in Dubai, sending money home to her family in Morocco and saving in dollars for later.
“How much can I send home and still save?”
Rates you entered · 1 AED = 2.45 MAD · 1 USD = 3.6725 AED
Sending AED 2,500 (MAD 6,125) home still leaves AED 3,900 to save — about $1,062 at the rate you entered.
05Pricing
Free covers everyday tracking, for as long as you like. Premium adds more AI, forecasts, deeper reports and a bigger household.
Best value: $12.99 a year, 27% less than paying monthly.
Create your account to get PremiumPrices in US dollars; taxes may be added at checkout and you see the total before you pay. Premium renews every week, month or year until you cancel, and you can cancel any time. Any free trial is shown in the app before you subscribe. On iPhone and Android you subscribe through the App Store or Google Play. If Premium ends, nothing you’ve recorded is deleted. See subscriptions, cancellation & refunds, our Terms and Privacy Policy.
06FAQs
No. Tooclear never asks for bank logins. Add transactions yourself, or upload the screenshots, PDF statements or CSV files your bank already gives you.
Yes. Free covers everyday tracking, budgets, goals and a small monthly allowance of AI help. Premium adds more AI, forecasts, advanced reports and a bigger household for $0.99 a week, $1.49 a month or $12.99 a year. Cancel any time; nothing you’ve recorded is deleted.
Yes. Each account keeps its own currency. Totals use the exchange rates you enter, and if a rate is missing Tooclear shows totals per currency instead of guessing.
Yes. Create a household and invite people with a link or code. Shared budgets, goals and accounts live in the household; everyone’s personal money stays private.
Your records are yours: personal accounts are visible only to you, and you can export or delete everything. Receipts and statements sit in private storage. To read them, images go to Anthropic’s Claude; voice notes are transcribed by OpenAI. Nothing is saved until you confirm it.
On iPhone, Android and the web, with your records in sync between them.
Less guesswork. More confidence in every decision.
Get started free